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Fifth Third Auto Financing: The Full Guide to Rates, Refinancing, and Application Tips

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Fifth Third Auto Financing offers flexible 12- to 75-month loans ranging from $2,000 to $80,000, daily simple interest, no prepayment penalties, and discounts for autopay and external refinancing to lower your borrowing costs.

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Fifth Third Auto Financing: The Full Guide to Rates, Refinancing, and Application Tips

Fifth Third offers a mix of rate savings, flexible terms, and tools that can help you manage your auto loan effectively.

Rate Discounts

Receive a 0.25% discount for automatic payments from a Fifth Third account and an additional 0.25% discount when refinancing a non-Fifth Third auto loan.

Flexible Terms

Choose loan terms from 12 to 75 months to balance monthly payments and total interest paid.

Loan Amount Range

Borrow between $2,000 and $80,000 depending on the vehicle and your qualification.

No Prepayment Penalties

Pay off your loan early without penalties so you can save on interest if you have extra funds.

Online Tools

Use Fifth Third's auto loan and affordability calculators to estimate payments and budget before committing.

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Pros
  • Flexible Loan Terms

    12 to 75 months give you many options to manage monthly payments and interest.

  • Discount Opportunities

    Autopay and refinance discounts can meaningfully lower your APR.

  • No Prepayment Penalties

    You can pay off the loan early without additional fees to save on interest.

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